Links


Many links below are to websites of organizations that are partners with Eastside CDC and most provide valuable information for anyone desiring to learn more about the housing industry:

www.mmprogram.com
This is the Web site for the State of Maryland’s CDA Loan Program and DSELP. Get the latest rates and news regarding these programs and others. Includes info on the Persons with Disabilities loan program.

www.homesdatabase.com
Features searchable databases for homes on the market. Find a real estate office or real estate agent. Includes educational materials for homebuyers.

www.hud.gov
Get information about FHA mortgage loans, Streamline Refinancing, FHA Mortgage Insurance, and Loss Mitigation (Foreclosure Avoidance).

www.dat.state.md.us
Maryland State Department of Assessment and Taxation
One of the most important and informative Web sites for potential homeowners. Find ownership and property sale information for any address in Maryland. Find property tax information. Look up Maryland businesses, find business owners and addresses.

www.baltimorecountymd.gov
Information for current and prospective Baltimore County residents. Includes info on Government Services, Links to County Officials and Agencies, County Statistical Databases, School Districts, etc.

www.irs.gov
This is the IRS Web Site. Here you can access information regarding documents, phone numbers, and other information related to your tax returns. Especially helpful is the Withholding Calculator found on this site.

http://www.irs.gov/individuals/article/0,,id=96196,00.html
IRS withholding calculator
Are you having too much of your pay withheld for taxes? Are you getting big tax refunds? You may very well be able to give yourself a raise in your ‘take home’ pay by calculating IRS approved changes to your withholdings.

www.makinghomeaffordable.gov
The Obama Administration’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

www.energy.state.md.us
Get  home energy saving tips as well as information on  appliance rebate program from the  Maryland Energy Administration website.

www.annualcreditreport.com
Download an absolutely free copy of your credit report from annual credit report .com.  Please know that there may be a fee to access your credit score.

www.civiljusticenetwork.org
Receive low cost legal services throughout the home buying process by contacting Civil Justice.  Lawyers will review your contract and closing cost documents  and explain the fine print.

www. diversifiedhousing.org

Diversified Housing Development is a counseling agency located in West Baltimore County offering pre-purchase and foreclosure prevention services.

www.harbel.org

Harbel Housing Partnership is a counseling agency located near northern Baltimore County offering pre-purchase counseling in Baltimore city and county.

Maryland Housing Counselors Network

The Network is an organization focused on providing to agencies information pertinent to the many facets of the housing counseling industry.  Their work includes the collection of funding information sources for housing counseling agencies, hosting industry training sessions, publication of a Maryland-wide industry newsletter, and organization of a state-wide training/educational event “Counselor Connection” that enables fraternization by housing industry professionals.

Community Development Support Group

This Prince Georges  county-based organization assists non-profit agencies with developing strategic planning along with strategies for acquiring funding on short and long-term scenarios.

www.knowyouroptions.com
This tool helps you quickly determine if Fannie Mae owns your loan. If Fannie Mae does, you may be eligible for programs designed to make your mortgage more affordable—like the Home Affordable Refinance Program (HARP) or the Home Affordable Modification Program (HAMP)—or for other programs available exclusively to Fannie Mae borrowers.

ww3.freddiemac.com
This tool helps you quickly determine if Freddie Mac owns your loan. If Freddie Mac does, you may be eligible for programs designed to make your mortgage more affordable—like the Home Affordable Refinance Program (HARP) or the Home Affordable Modification Program (HAMP)—or for other programs available exclusively to Freddie Mac borrowers.

egov2.baltimorecountymd.gov
Look up and print out a copy of your Baltimore County Real Property Tax Bill and Summary. Copy of most recent property tax bill is required for your one on one counseling session.

cityservices.baltimorecity.gov
Look up and print out a copy of your Baltimore City Real Property Tax Bill and Summary. Copy of most recent property tax bill is required for your one on one counseling session.

cityservices.baltimorecity.gov/water
Look up and print a copy of your water bill for Baltimore City or County. Copy of most recent property water bill is required for your one on one counseling session.


Housing Resources:

A list of organizations that provide valuable information for anyone with questions about acquiring satisfactory and affordable housing.
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